Short Term Health Underwritten with only a few questions Lower premiums Some preventative covered Preexisting look back 2 – 5 yrs Deductibles & Coinsurance Renewed every 6 – 12 months up to 3 yrs Can insure individual and dependents Affordable Care Act Premiums are based on household income Preventative covered No preexisting condition or underwriting Deductibles & Coinsurance Renewed annually Group Fully insured plans Self-funded plans (may receive claim account refunds) Referenced based pricing Deductibles & Coinsurance Pre-tax benefits for employees Payroll tax benefits for employer Minimum participation
Shepherd Retirement Services, LLC 10607 Bracken Branch Ct. Louisville, KY 40223 (502) 245-2484 [email protected]
